PI/PL – How much is enough ?

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This topic contains 2 replies, has 3 voices, and was last updated by  joeqwerty 7 months, 3 weeks ago.

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  • #167513

    for those of you out there who run your own small businesses, or consulting firms, or whatever,

    How much PI/PL cover do you have? I’m struggling trying to work out exactly what I might need… I can start at 1M/1M and keep going up.. but I dunno if 1 is enough, or 5 is too much, etc.

    any thoughts ?


    I carry 1M worth of PI/PL. As an independent contractor with no employees and providing services to the small business community I’m comfortable that I have the coverage I need.


    A lot depends on which country you are in – there may be legal minima (UK is – I think – £1m of PL)

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